Between bills and rent, saving can be hard. But Kasasa Saver® makes it easy — so easy that it’s automatic.
Key Features
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High Interest
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Automatic Savings
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No Monthly Maintenance Fee
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No Minimum Balance Requirement
High Interest
Automatic Savings
No Monthly Maintenance Fee
No Minimum Balance Requirement
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® checking to auto-transfer rewards
- 1.00% APY‡ on balances up to $15,000
- 1.00% to 0.35% APY on balances over $15,000 depending on balance in account‡
- 0.02% APY‡ if qualifications are not met in Kasasa Cash
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking
- Free mobile banking
- Free eStatements
- $50 minimum deposit to open
Earning Your Rewards is Simple
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least one ACH credit or ACH payment transaction
- Be enrolled in and agree to receive eStatements
That's really it. But if you don't meet your qualifications one cycle, your account is still free — and you’ll still earn our base interest rate on your Kasasa Saver balance. Then you can get back to earning your full rewards the very next month.
‡Kasasa Saver with Kasasa Cash:
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000.00 in your Kasasa Saver account earn an APY of 1.00% and daily balances over $10,000.00 earn an interest rate of 0.2497 % on the portion of the daily balance over $10,000.00, resulting in a range from 1.00% to 0.35% APY depending on the account's daily balance.
When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.0200% resulting in an annual percentage yield of 0.02% APY.
Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 05/11/2021.
APY calculations are based on an assumed balance of 10,000.00 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$50.00 minimum deposit is required to open the Kasasa Cash account.
$50.00 minimum deposit is required to open the Kasasa Saver account.
Monthly ACH activity, eStatements, and debit card transactions are conditions of these accounts.
Enrollment in electronic services (e.g. e-statements) are required to meet some of the account's qualifications.
Limit of one accounts per person.
There are no recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.
Kasasa Cash with Kasasa Cash Back:
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
When your linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000.00 in your Kasasa Saver account earn an APY of 1.00% and daily balances over $15,000.00 earn an interest rate of 0.2497% on the portion of the daily balance over $15,000.00, resulting in a range from 1.00% to 0.35% APY depending on the account's daily balance.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.0200% resulting in an annual percentage yield of 0.02% APY.
Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.
The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 05/11/2021.
APY calculations are based on an assumed balance of 15,000.00 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$50.00 minimum deposit is required to open the Kasasa Cash Back account.
$50.00 minimum deposit is required to open the Kasasa Saver account.
Monthly ACH activity, eStatements, and debit card transactions are all conditions of the Kasasa Cash Back account.
Enrollment in electronic services (e.g. e-statements) are required to meet some of the account's qualifications.
Limit of one accounts per person.
There are no recurring monthly maintenance charges or fees to open or close this account.
A Kasasa Cash Back account is required to have a Kasasa Saver account.
A linked Kasasa Saver account is required for automatic savings.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.
Trademarks:
Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.